Four Point Inspections

Four Point Inspections in Fort Myers, Naples, and Cape Coral, FL

About Our Four Point Inspections

Four Point Roofing
Four Point Inspection Plumbing

Why Is Your Insurance Company Asking For This?

If you’re home is older than 25 years of age your insurance company may request you to have a Four-Point Insurance Inspection performed. Insurance companies have become increasingly reluctant to issue homeowner insurance policies on homes 25 years or older. Their concern is that there may be conditions in an older home that could become a liability to them.

Four Point Electrical

What could be defects or other reasons in these four principles that can make my home uninsurable?

Heating

Properties which have a portable heater or open flame as a primary source of heat, (e.g., Electric, oil or kerosene portable space heaters, gas heater, or any device utilizing an open flame).

Electrical

Properties which contain any potentially hazardous electrical conditions, knob & tube or aluminum branch wiring circuits. Properties equipped with an electrical service less than 60 Amps, certain brands of distrubution panels, double tapping of a circuit breaker or unsafe wiring.

Roof Conditions

 Roofs that are damaged; or roofs that have visible signs of leaks; or roofs that have less than three to five years of remaining useful life. The “remaining useful life” is the remaining life expectancy of the roof covering to function as intended, based upon an inspection of the wear and tear, decay, deterioration, decline, or defects present from; natural, climactic, installation, or other conditions.

Plumbing

Leaking water heaters, polybutylene supply side piping, cast iron waste and vent pipe and or any plumbing leaks under sinks and toilets.

 

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